Risk Disclosure

Performance data quoted represents past performance. Past performance is no guarantee of future results. Investments in precious metals will fluctuate in value, when redeemed they may be worth more or less than their original cost. Investors may lose value at time of redemption. Before risking your retirement funds, you should consult with qualified legal and tax adviser to obtain a second opinion.

Holding Period

Rare coins and bullion should be considered a long-term investment. Customer should be prepared to hold any item purchased for at least a three to five-year period, and preferably five to ten years to maximize the potential for gains. Customer should only invest capital that can be held for at least this estimated period of time. Customer is aware that Web Equity Group makes no guarantee or representation that Customer will make a profit at the expiration of such period of time. Customer acknowledges and agrees that Web Equity Group does not provide investment advice.

Customer Assumes the Risk of Investment(s)

Customer assumes the risk of all investment decisions regarding all purchased items. Web Equity Group makes no guarantee or representation regarding Customer’s ability to profit from any purchase or any representation regarding any tax implications of any purchase. In no event shall Web Equity Group or its employees or agents be held liable for any direct or indirect damages arising from Customer’s purchase. In addition, Web Equity Group disclaims any express or implied warranties, including the warranty of merchantability, and any warranty as to the grade or description of any item. Customer alone decides what items to buy and when to buy or sell. Web Equity Group does not guarantee the profitability of any purchase nor does Web Equity Group guarantee that Customer will be able to sell any item purchased for a profit in the future.

Customer’s Investment Objectives & Financial Situation

Web Equity Group is always prepared to assist Customer in selecting coins for a portfolio or collection. Customer acknowledges, however, that the decision to purchase coins, and which coins to purchase, is ultimately the Customer’s alone and Web Equity Group is not responsible for Customer’s decision to purchase item(s). Customer acknowledges that any and all assistance Web Equity Group may offer to Customer, does not create a fiduciary relationship between Web Equity Group and Customer. Any and all purchases that are made are subject to Customer’s own prudence, judgment, and ultimate decision. Web Equity Group does not provide tax, investment or legal advisory services and no one associated with Web Equity Group is authorized to render any such advice. Any written or oral statements by Web Equity Group, its principals, agents, or representatives relating to future events constitute opinions only. Customer further warrants that he or she has had the opportunity to discuss the risks of this investment with Web Equity Group and/or Customer’s own financial advisors, and was not coerced into deciding to purchase the item(s)

Disclaimer of Damages

In no event, and under no legal theory, contract, tort, or otherwise, shall Web Equity Group, its principals, agents, representatives, subsidiaries or affiliates be liable for any direct, indirect, special, incidental, punitive or consequential damages of any kind whatsoever, including but not limited to damages resulting from loss of profits, wages or business, even if Web Equity Group is advised of the possibility of such damages.

Volatility of Market

The success of an investment in coins is dependent in part upon extrinsic economic forces including supply, demand, international monetary conditions and inflation or the expectation of inflation. The impact of these forces on the values of coins cannot be predicted with any certainty. Customer acknowledges that the coin market can be volatile and that coin prices may rise or fall over time and that past performance is no indication of future performance. Moreover, rare coins are not suitable investments for anyone seeking current income. Web Equity Group shall not be liable for loss caused directly or indirectly by any exchange or market ruling, government restriction, or any “force majeure” (e.g. Acts of God, fire; war, insurrection, riot; communications or power failure) or any other cause beyond the reasonable control of Web Equity Group.

Retirement Accounts

Web Equity Group has made every effort to comply with current federal laws in connection with Coins that are placed in an IRA. However, Web Equity Group expressly disclaims any responsibility or obligation for any tax impact to Customer as a result of future Internal Revenue Code regulations or interpretations of current law. Customer expressly acknowledges and agrees that Customer has been advised to seek independent tax advice and that Web Equity Group has made no representations regarding the tax impact of Coins held as an investment in an IRA.

No Refunds Except as to Counterfeit Coin(s)

Web Equity Group shall not be obliged to accept returns of any coin(s) for refund other than counterfeit coins returned in their original holders within ninety (90) days of purchase. In the case of counterfeit coins, Web Equity Group’s liability to Customer shall be limited to replacement of the coin(s) in question. Web Equity Group expressly disclaims any further liability to Customer, including any liability for lost profits or consequential damages as a result of counterfeit coins. In no event will Web Equity Group be liable for a replacement or refund of the purchase price for any coin purchased by Customer if more than ninety (90) days has elapsed since the date of receipt regardless of when Customer became aware of the claim.

Disclaimer of Express Warranties

Web Equity Group warrants that the nature and precious metals content of the purchased item(s) are as described and are genuine, but no other express warranty is made in respect to any purchased item(s). Grades and descriptions of rare coins are opinions only, not statements of fact or guarantees, and are based on standards and interpretations that can and do change over time. Web Equity Group uses contemporary grading standards and interpretations to grade coins, or relies upon the opinions of independent grading services such as the Professional Coin Grading Service, Inc., Numismatic Guaranty Corporation of America and ANACS. Web Equity Group does not guarantee that the coins it sells will achieve the same grades from Web Equity Group itself or from any independent grading service in the future.


Our refund and returns policy lasts 90 days. If 90 days have passed since your purchase, we can’t offer you a full refund or exchange.

To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.

Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.

Additional non-returnable items:

  • Gift cards
  • Downloadable software products
  • Some health and personal care items

To complete your return, we require a receipt or proof of purchase.


Please do not send your purchase back


Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.


If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.


Late or missing refunds


If you haven’t received a refund yet, first check your bank account again.


Then contact your credit card company, it may take some time before your refund is officially posted.


Next contact your bank. There is often some processing time before a refund is posted.


If you’ve done all of this and you still have not received your refund yet, please contact us at {email address}.


Sale items


Only regular priced items may be refunded. Sale items cannot be refunded.


We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at {email address} and send your item to: {physical address}.


If the item was marked as a gift when purchased and shipped directly to you, you’ll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.


If the item wasn’t marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and they will find out about your return.

Shipping returns

To return your product, you should mail your product to: {physical address}.


You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.


Depending on where you live, the time it may take for your exchanged product to reach you may vary.


If you are returning more expensive items, you may consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.

Need help?

Contact us at {email} for questions related to refunds and returns.