Do you hear that scurrying sound? It’s cybercriminals around the world rushing to create fake lending businesses as prices and interest rates go higher and higher. With inflation and rising borrowing costs squeezing consumers, scammers are at the ready with deceptively attractive loans and terms. These are offered under false pretenses to steal money through […]
Ally Savings Interest Rates March 2023
Ally offers an online savings account to help you reach your financial goals. You can earn a competitive annual percentage yield (APY) with no minimum balance requirement and no monthly maintenance fee. Growing your money is even easier when you make the most of this account by taking advantage of features like recurring transfers, round-ups […]
How To Build Credit With A Credit Card
To build credit, you need to obtain credit—and opening a credit card account can be a way to accomplish that goal. You might be under the impression that qualifying for a credit card when you have no credit history is a difficult or even impossible task. But that doesn’t have to be the case if […]
Pool Loan Calculator: Estimate Your Monthly Payments
Unless you’re diligently saving up or buying an inexpensive kid’s wading pool, chances are you’ll need to take out some kind of financing to buy your pool. Use the pool loan calculator below to see how much you’d pay, per month and overall, which will help you compare your options. How To Get a Pool […]
How To Use The Chase Ink Premier Card To Maximize Rewards
The blots out the competition with excellent rewards and stellar all-around benefits. For those businesses with the spending to justify the annual fee and the capacity to play by the pay-in-full-every-month charge card rules, the rewards potential could be overflowing. With the option to use your Chase Ultimate Rewards® for either cash-back or travel booked […]
The Best Ways To Save Money For Kids
Kids, unsurprisingly, cost a lot. But what may shock you is the actual figure: It costs more than $230,000 to raise a child until the age of 18 in the U.S., according to the USDA Center for Nutrition Policy and Promotion—and that’s not even including college. The good news is there are plenty of saving […]
Contact Center Workforce Management: The Ultimate Guide
A contact center is every customer’s first call for answers or solutions related to your products or services, so it’s important to put your best foot forward and ensure you have well-trained agents and a well-developed workforce management plan. In doing so, you can both improve the quality of your call center operations while also […]
How To Find A Financial Advisor If You’re Not Rich
You don’t have to be Scrooge McDuck with a giant bathtub full of gold to feel worthy of a financial advisor’s attention. While many advisors only work with the affluent, plenty cater to those with less wealth under their belts. To find them, you need to know the type of advice you want, what the […]
U.S. Consumer Banking Statistics 2023
Banking plays a pivotal role in most U.S. households, allowing Americans to manage their money, make purchases and save for the future. But as technology continues to evolve, so do our banking habits and our expectations of financial institutions. Here’s a closer look at the current state of banking and financial trends among consumers. Quick […]
VA Loan Calculator
A home loan through the U.S. Department of Veterans Affairs, called a VA loan, can be a great way to get a low-cost mortgage if you qualify as a military service member, veteran or their surviving spouse. A VA loan requires no down payment and has no minimum credit score requirements. You can use this […]