Guild Mortgage has a broad national footprint and offers a wide range of mortgage products that are accessible to many borrowers, including those who would benefit from a non-traditional, credit-scoring process. It also gives borrowers access to down payment assistance programs nationwide and allows for a slightly higher debt-to-income (DTI) ratio than some lenders.
However, Guild’s mortgage interest rates and fees—and other pertinent buyer information—are not readily available on the company’s website. It also did not provide the information upon request, which makes Guild less transparent than the majority of lenders Forbes Advisor has reviewed.